HOWTO: Credit Freeze

How to add a “free” (yes free) credit freeze to avoid becoming a victim of identity theft, fraud and scam that could potentially wipe your hard earned money and ruin your financial reputation (possibly forever).

EQUIFAX:

Online: https://my.equifax.com/membercenter

By phone: 800-685-1111

By Mail: Equifax Security Freeze, P.O. Box 105788, Atlanta, Georgia 30348-5788

Online Account:

Login: https://usa.experian.com/login/index?br=exp

Terminology: Freeze

How To Lock: Home and select Freeze on the side bar

Direct URL: https://my.equifax.com/membercenter/#/freeze

EXPERIAN:

Online: https://www.experian.com/freeze

By phone: 888-397-3742

By Mail: Experian Security Freeze, P.O. Box 9554, Allen, TX 75013

Online Account:

Login: https://usa.experian.com/login/index?br=exp

Terminology: Security Freeze

How to Lock: Experian is sneaky & goes out of the way to hide the free service pushing customers to pay for the “File Lock” (a paid service). Use the direct link below to get to the ‘free’ option.

Direct URL: https://usa.experian.com/member/security-freeze

TRANSUNION:

Online: https://service.transunion.com/dss/

By Phone: 888-909-8872

By Mail: TransUnion LLC, P.O. Box 2000 Chester, PA 19016

Online Account:

Login: https://membership.trueidentity.com/tucm/login.page?

Terminology: Credit Lock

How To Lock: Dashboard has Lock/unlock button

Direct URL: N/A

INNOVIS:

Online: https://www.innovis.com/securityFreeze

By Phone: 866-712-4546